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This isn't exactly what you're looking for but my daughter has Progressive on her car. When she got in an accident all she had to do was bring her car to a claims center, they gave an estimate, gave her a rental, took her car and did everything. Got a call back saying the car was finished early and it was sitting back at the claims center for her to pick up. Very EZ.
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As for what you actually asked about... sorry, I have nothing productive to add either
JBear
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